Auto Accident Attorney in Ohio
Ohio is a “comparative fault” state. In Ohio , every auto driver is financially liable for any accident in which they are deemed to be more than 50% at fault. Drivers are required under Ohio State Law to purchase Auto Accident Insurance Liability Insurance to offset this risk.
Ohio has the highest rate of road death fatalities in the United States. With Auto Insurance premiums at an all-time high and no end to the road chaos, there is plenty of work for the estimated 1,265 Auto Accident Attorneys in Ohio .
Minimum Ohio Car Insurance Cover
Ohio auto drivers are required by State Law to hold the following auto insurance cover as a minimum: Bodily Injury Liability: $30,000 per person and $60,000 per accident. Property Damage Liability: $25,000. Personal Injury Protection (PIP): $2,500.
These are the minimum amounts required under Ohio State Law and most auto insurance policy holders opt to increase their level of Auto Accident Insurance cover with the following optional Ohio insurance extras
- Liability Coverage
- Collision and Comprehensive Coverage
- Medical Payments and Personal Injury Protection (PIP) Coverage
- Uninsured/Under-insured Motorist Coverage
- Mexico Coverage
- Rental Reimbursement and Towing Coverage
- Negligence Law
Who Pays in a Car Accident in Ohio
Ohio is a “comparative fault” State. This means you are financially liable for any accident in which you are deemed to have caused by being more than 50% at fault. If the other party is deemed to be more than 50% at fault it is their insurance policy that must pay compensation.
Depending on your level of cover you can be sued personally if an award is made against you that’s above your auto insurance policy limits
Who does an Auto Accident Attorney in Ohio Sue?
Ohio is a highly litigious state with the worst accident injury rates in the whole of the United States. An auto accident attorney can be hired to sue:
- another party if you believe they have caused you injury
- your own insurance company to maximize a direct compensation payout
- an auto accident attorney in Ohio can also defend you against criminal charges
How many Auto Accidents in Ohio
Over 3,700 people are killed in auto accidents in Ohio each year, with an average year on year increase of 7.3% in motor vehicle traffic fatalities, according to the Ohio State Government
The fatality rate on Ohio roadways for 2018 was 1.44 deaths per hundred million vehicle miles traveled. Representing a 2.12% decrease from 2017.
254,415 persons were injured in motor vehicle accidents in Ohio last year. Pedestrian fatalities totaled 699 in 2018. This is a 8.11% year on year decrease.
Road Deaths in Ohio 2019
- 1 person is killed every 2 hours and 28 minutes
- 1 person is injured every 2 hours and 11 minutes
- 1 auto accident occurs every 42 seconds in Ohio
- 568 motorcyclists killed in 2017. 52% were not wearing helmets
- Ohio saw 565 people killed in head-on collisions in 2018.
- There were no deathless days in Ohio roads last year.
- July was the deadliest month with 388 persons killed in Auto Accidents in Ohio
What do you do after a car accident in Ohio ?
Experiencing an auto accident is a stressful time. Thoughts become irrational as the adrenaline kicks in, helping accident victims deal with these hugely stressful incidents. These are the 8 things to do immediately following an auto accident in Ohio .
- Check for injuries and stay calm
- Dial 911 for the emergency services
- Do not leave the scene of the accident
- Follow police instructions but do not admit guilt or answer questions
- Gather information, shoot video and take photos
- Call your insurance company
- Follow medical instruction
- Contact an auto accident attorney in Ohio
Is Ohio a Litigious State for Auto Accidents
Court Cases involving an Auto Accident Attorney in Ohio made up the largest share of the Ohio Court system costs, according to the State Government.
There are over 1,200 Auto Accident Attorneys in Ohio with specializations including
- Small vehicle accident attorney
- Truck Accident Attorney in Ohio
- Ohio Auto Accident Attorney Generalist
- Ohio Insurance Auto Accident Attorney
- Personal Injury Attorney in Ohio
- Commercial Vehicle Auto Accident Attorney in Ohio
- Uber Auto Attorney in Ohio
- Lyft Auto Accident Attorney in Ohio
Ohio Statute of Limitations in Auto Accidents
The statute of limitations for a car accident in Ohio is two years from the date of the car accident (Sec. 16.003). The Ohio two-year statute of limitations applies to all claims made by drivers, passengers, pedestrians, truck drivers and motorcyclists. The clock starts ticking on the day of the accident and not the day you consult an auto accident attorney in Ohio .
How long does an insurance company have to settle a claim in Ohio ?
- Your insurance company must acknowledge your claim within 15 working days
- Within this 15 day they should request any further information from you
- Insurance companies in Ohio may extend this 15 days by a further 45 days and inform you of their reason
- Generally, if an insurance company extends the 15-day time frame clients will consult an auto accident attorney in Ohio .
- There is no time frame for your insurance company to settle the claim. On average it takes between 3 and six months.
- Once approved, your claim must be paid within 5 days
- If the claim involves a weather event or natural disaster a Ohio insurance company may take 45 additional days to approve or deny your claim and 15 additional days to pay your claim.
- An auto accident Attorney in Ohio may help speed up your compensation payout, or may delay proceedings to maximize your payout.
How much car insurance do I need in Ohio ?
- Bodily Injury Liability: $30,000 per person
- $60,000 per accident
- Property Damage Liability: $25,000
- Personal Injury Protection (PIP): $2,500.
These are not high minimums. In a more severe auto wreck accident, the Ohio Statutory minimum insurance levels may prove to be inadequate.
If you are judged to be more than 50% at fault in a Ohio car accident the other side may hire an attorney to personally sue you for any difference between their financial compensation award and the insurance policy limits.
Is Ohio a no-fault state
Ohio is not a no-fault state. Some states in the USA require a no-fault insurance policy, often known in Ohio as PIP. Every driver in Ohio is required to hold auto insurance to cover expenses for the other driver in the event of an accident.
Insurance Payout Limits in Ohio for Personal Injury
Ohio uses 50 percent modified comparative negligence laws, so the court decides how much each party in an accident is at fault. You can claim damages from the other party if your level of fault does not exceed theirs.
However, your damages will be also be reduced according to your apportioned level of fault.
Ohio Auto Attorney Insurance Claims Rights
According to the Ohio Bill of Consumer Rights (Order No. 12-0862), you have the right to be treated fairly, honesty and with respect when you make a claim. If you believe you are being treated unfairly by your insurance company, make a complaint to the TDI in Ohio and consult an auto accident attorney in Ohio with immediate effect.
Over 72% of Auto Accident Attorneys in Ohio are hired to fight an individual’s own insurance company for a better deal.
Ohio State Auto Accident Demographics
Ohio /oʊˈhaɪoʊ/ (listen) is a Midwestern state in the Great Lakes region of the United States. Of the fifty states, it is the 34th largest by area, the seventh most populous, and the tenth most densely populated. The state’s capital and largest city is Columbus. Ohio is bordered by Pennsylvania to the east, Michigan to the northwest, Lake Erie to the north, Indiana to the west, Kentucky on the south, and West Virginia on the southeast.
The state takes its name from the Ohio River, whose name in turn originated from the Seneca word ohiːyo’, meaning “good river”, “great river” or “large creek”. Partitioned from the Northwest Territory, Ohio was the 17th state admitted to the Union on March 1, 1803, and the first under the Northwest Ordinance. Ohio is historically known as the “Buckeye State” after its Ohio buckeye trees, and Ohioans are also known as “Buckeyes”.
Ohio rose from the wilderness of Ohio Country west of Appalachia in colonial times through the Northwest Indian Wars as part of the Northwest Territory in the early frontier, to become the first non-colonial free state admitted to the union, to an industrial powerhouse in the 20th century before transitioning to a more information and service based economy in the 21st.
The government of Ohio is composed of the executive branch, led by the governor; the legislative branch, which comprises the bicameral Ohio General Assembly; and the judicial branch, led by the state Supreme Court. Ohio occupies 16 seats in the United States House of Representatives. Ohio is known for its status as both a swing state and a bellwether in national elections. Six presidents of the United States have been elected who had Ohio as their home state.
Ohio is an industrial state, ranking 8th out of 50 states in GDP (2015), and is the second largest producer of automobiles behind Michigan.
Can someone sue you for a car accident if you have insurance in Ohio ?
If your insurance policy does not cover the amount awarded to the other party you may find yourself in a lawsuit regardless of whether you held car insurance. For this reason many auto accident attorneys advocate the purchase of premium cover and under-insurance ‘gap’ policies.
Do I call my insurance if it’s not my fault?
You must report any damage to your vehicle or personal injuries to yourself or others to your insurance provider immediately. Your insurance company will help file a claim against the other party and start the process of compensation.
Also contact an auto accident attorney in Ohio for a Free Consultation and Claim Evaluation
How long do you have to file an accident report in Ohio ?
You must file an accident report with the Ohio Department of Transport within 10 days of the auto accident. The report should be on form CR-2 available here and can be filed by you, your insurance company or your auto accident attorney in Ohio
Do I need an Auto Accident Attorney in Ohio ?
An Auto Accident Attorney is not required for every case. For example, cases with minor injuries, soft tissue damage or ‘fender benders’ may not require a specialist auto accident attorney in Ohio . In more severe personal injury cases you need an expert specialist attorney to protect your interests, regardless of whether you have one appointed for you by your insurance company.
Average Auto Accident Payout in Ohio
The average car accident compensation settlement in Ohio is $22,887 in 2018, according to the Ohio bureau of Statistics. The average auto accident payout by using an auto accident attorney in Ohio was $44,887.
Hit by a Drunk Driver in Ohio
In the United States 32 people die every day from vehicle accidents that involve a drunk driver. A drunk driver could face criminal charges from the state of Ohio and civil charges from the injured parties.
Convictions for criminal charges can result in fines, jail, rehab and community service. A civil Court case could force the drunk driver to financially compensate victims.
If you’ve been hit by a drunk driver in the State of Ohio check out our list of Auto Accident Attorneys in your area who are experts at DUI auto accidents.
Ohio is a pure negligence state and you are free to lodge a lawsuit against a drunk driver who caused you or a loved one personal injury.
Filing a civil lawsuit in Ohio against a drunk driver will require that you prove them responsible for your injuries. An experienced auto accident attorney in Ohio will need to demonstrate beyond reasonable doubt that:
- The other driver owed you a duty of safe travel as you shared the road.
- The driver breached his or her duty by an act of negligence (e.g. drunk driving).
- The driver’s negligent act caused injury to you in the form of a car accident
- The injuries caused you to suffer specific, quantifiable damages.
Take our online Compensation Checker to find out from an auto accident attorney in Ohio how much compensation you could expect if you’ve been injured by a drunk driver.
What Damages can I claim for after a Ohio Car Accident?
- Medical Costs
- Lost Wages
- Pain & Suffering
- Diminished Earning Capacity
- Non-economic Damages
How do I calculate Pain and Suffering in Ohio
Ohio uses a multiplier to work out the amount of compensation to be paid as a result of pain and suffering. For example, if your case is worth $40,000 in specific damages, but your pain and suffering has a multiplier of five for temporary brain damage, the total amount payable will be $200,000 in non-economic damages.
Will an Auto Accident Attorney in Ohio increase my Pain and Suffering Payout
An experienced auto accident attorney in Ohio will be instrumental in pushing up both specific damages and the pain & suffering multiplier. As can be seen in the example, both elements are key to securing the financial compensation package you deserve.
Average Whiplash Settlement in Ohio
Ohio does not have whiplash settlement guidelines though mild to moderate whiplash claims can result in a compensation payout from $2,500 to $10,000 worth of compensation. For severe whiplash claims in Ohio , expect this figure to rise over the $22,000 level.
Can I Sue Uber or Lyft in Ohio
If you’ve sustained injuries in an Uber, Lyft or other ride-sharing accident you may be entitled to financial compensation from the “at-fault” driver and their insurance company.
If your accident involved an Uber, Lyft or ride share driver who was “on-the-clock” when the accident occurred, you likely won’t make a claim on the driver’s own insurance policy. Instead, the insurance policies of the ride share companies should cover your personal injuries and damages.
Take the following steps if you’ve been involved in an accident with an Uber, Lyft or Ride share Driver either as a passenger or other road user.
- Report your Accident Immediately to Police and Uber. File an insurance claim directly with Uber.
- Seek Medical Attention. Some injuries can take days or weeks to become fully apparent and a proper diagnosis will help to strengthen your compensation case.
- Speak to an auto accident Attorney in Ohio for a free consultation
Where do most Auto Accidents happen in Ohio
According to the Ohio Department of Transport most recorded car incidents requiring the use of an auto accident attorney in Ohio happen in the following places:
(List of all areas in Ohio with more than 40,000 people)
Get an Auto Accident Lawyer in Ohio because the State Legal System is Complex
The Ohio legal system is complex and navigating Ohio personal injury law is not something which can be mastered while focusing on your own rest, recovery and rehabilitation. Using an auto accident Attorney in Ohio should help reduce stress and maximize your financial compensation payout.